The things you will learn with this book cannot be explained in a short description.
You will gain 248 pages of pure knowledge.
Here’s just a quick summary of what you will find inside:
What Happened to Happily Ever After?
Believe it or not, there was a time in this country when you could retire gracefully and worry-free. Your employer held a little going-away party, presented you with a shiny gold watch, and gave you a guaranteed paycheque for life in the form of a nice pension to keep you comfortable and allow you to live happily ever after…
Most retirement savings planning options focus on the accumulation phase: the time while you are working and saving for retirement. They estimate how much you will need to accumulate by the time you retire, and you deposit a little each month to build up your savings to your supposed “magic number”.
The life insurance industry was built for markets like these – life insurance and annuities can be the solution to many of today’s personal finance dilemmas, as these products are based on math and science. We cannot stress enough how important an annuity is to a successful retirement.
Now what exactly is a lifetime income annuity, you ask? It’s a guaranteed paycheque for life!
Our book is incredible – there is no doubt about it.
Those who read it know it already.
Here are just some of the awesome reviews that are all over the web!
“I started reading it one night and couldn’t put it down!”
If you are looking to soar beyond today’s usual financial advice – cancel the rest of your day and read this book.
If you are exhausted from the wild volatility of the last decade’s market turmoil – read this book.
If you dream of spending the golden years of retirement focused on your grandkids instead of nervously checking your bank balance – read this book.
– Anthony Morris
Crucial and compelling, this is a must-read book for every Canadian.
– Mike O’Donoghue
A simple and straight forward guide. A primer for everyone on the subject. Would definitely recommend this for retirement planning.
Awesome Book! I have bought 5 of these. One for me and the other four for my parents and other retired folks I know.
– MaryEllen Bormett
Written in simple, easy to understand vocabulary, it allows everybody to understand the keys to a lifetime retirement income.
The authors nailed this one. My company recommended the book and I can’t say enough about all I learned. I will use this information every day. Great book about annuities and investment strategy!.
– P Minnes
“I could replace half of my bookshelf with just this title”
The authors of Pay Cheques and Play Cheques have a over 50 years of financial experience!
The strategies shared in this book are a compilation resulting from years of
collective wisdom and expertise that will benefit both clients and consumers alike.
Tom HegnaRob GawthropSteve Tate
TOM HEGNA, CLU, ChFC, CASL
Nobody knows retirement income planning better than financial expert, author, and speaker, Tom Hegna.
Tom specializes in simplifying retirement solutions so consumers can easily understand them. He has the unique ability to pump up a crowd and solve complex problems with easy-to-understand math and science and a variety of financial products.
Tom worked at New York Life for over 15 years until he retired in August 2011 to start TomHegna.com. He now speaks for numerous companies all over the world and has dedicated himself full-time to training and consulting with financial advisors on how to best optimize client portfolios and provide retirement solutions for life.
Originally from Glenwood, Minnesota, Tom currently resides in Arizona with his wife and four children.
ROB GAWTHROP, CFP, CLU, EPC
Rob has been passionately guiding Canadians towards a comfortable retirement for almost 30 years.
As a believer in lifelong learning, Rob speaks to countless groups and individuals about how to accomplish their retirement dreams. Rob is a qualifying & life member of the Million Dollar Round Table and has his own thriving practice at Gawthrop Financial.
He works diligently with clients to establish and achieve their financial goals. Rob is also a professional musician, a soccer player and father to four grown daughters. He lives with his wife Leslee in Surrey, BC.
STEVE TATE, CFP, CIM, CHS, EPC, FCSI
Providing unique and individualized retirement
income solutions is what he does.
With a strong background in investment management, Steve has extensive hands-on experience in developing individualized retirement income solutions and implementing unique estate planning strategies.
As the founder of Tate Financial, an independent financial advisory firm focused on inter-generational wealth management, Steve implements financial programs with an emphasis on investment analysis, sustainable income planning, and inter-generational wealth management.
Originally from the Okanagan, Steve is an avid skier and golfer and now lives in White Rock, British Columbia with his wife and family.
*Returns & Refunds: Please note that all sales are final.